RHP

RHP User

F48

Your Present, Your Future

July 09 2016

I've written this forum not in a negative frame of mind, but out of curiosity and I cannot stress this enough, pout of curiosity to gauge how people are coping out there. I hope that people will feel free and comfortable in sharing their thoughts, experiences and situations in what I hope is a supportive environment. I'll explain This year, so far has been a huge year of change for me, which I never saw coming nor predicted My brother had a terrible accident early this year of which he will not fully recover from. This accident has left the family devastated on all levels and its heartbreaking to see all the major adjustments they are now facing financially, emotionally etc. A few days after the accident, I was made retrenched from a job of 12 years. Again I had no idea nor saw it coming, there were no rumblings so I wasn't financially prepared. Its true I received a ok redundancy package, but once I paid out all the bills including rent and a mortgage as I'm currently building a house ( an endeavor which is now on hold till I feel a little more financially and work secure) little was left and of course I wasn't eligible for Centrelink benefits (fair enough) and for 3 months it was a struggle to find work and even then I had to move cities in order to do so. I have 2 Uni degrees and a Masters but it was to my detriment that I had worked in the same government position for 12 years, and this was mentioned to me at subsequent job interviews Still in the end I did find work which I am enjoying. My 3 month probation ended this week and I was informed that my work would be extending my probation for another 3 months, I was really shocked and shattered when told, but in my discussions with my boss I did see some valid points and a bit of a chat around the office, I was informed that my fellow colleagues had be in the same boat, that this was the way the company operated to really assess whether I had the "right stuff" ( I was till upset though) so more slogging it out and not making any definitive plans for the future till I see what's happening. But in all the above I consider myself fortunate and I'm not moaning at all, just stating to give you a idea Last night a friend of mine, was terminated on the last day of their 3 month probation, with the usual excuses that companies seem to make. Naturally like me they got a pay out but once all the bills are all paid to hold you over for a month or so, then what ? The reality is that work is scarce and are you too old and not as experienced or don't have the necessary paperwork to find a new position ? All those fears have bubbled to the surface for my friend and I can relate This morning we all wake up a week after the election and we still have no government, are the people sacred and worried or do we no longer give a shit ? I guess the points I am trying to make is this I bought into the bullshit dream , that if I went to Uni, got a good job, bought a house, got married etc all would be well I'm nearly 39, childless, divorced, didn't study my dream job at Uni, (I wanted to be a architect) I've rented most of my life but through a bequeath, was given a block of land in Sydney so I am now building ( I am indeed lucky) but still I feel the fates are against me at times. Looking for a job this year was a real eye opener to me and my situation. They say you should always have 3 grand in the bank for emergencies, but I don't and many people I know, don't. By choice I don't have a credit card, if I want something I save or layby for it, so I'm reasonably debt free. I own my car and at present my real and only debt is rent and day to day living expenses but I do seem to live pay packet to pay packet (being on probation means I am on a hugely reduced salary but I am ok with that). I again reiterate I'm in a better position than many Last night I was wandering around Melbourne with a friend. We were accosted 7 times by people begging and I got well and truly scammed by one guy but live and learn. While we were sitting down in a outdoor café, a homeless guy came around asked around all the tables for change ( I did not give as I had already been scammed earlier but my friend did but did say that they are sick of being asked) but then we went on to discuss how any of us are only ever a few pay-packets away from being in the their same predicament So after sharing the above tidbits of info I ask you this ? Are you worried about your future ? I'm not necessarily asking you to share your personal situ , you will share that if you wish but do you worry about how your job security, your rental security, do you have $3000 in the bank in case of emergency ?. Do you worry if you have enough super for the future, or are you counting on a possible inheritance from parents ? Are you doing the right thing worked hard and saved for a deposit and have bought a house with a massive 25 year mortgage with the vague hope of paying it off, or is home ownership just a pipe dream and renting is how you rock? Do you go through the supermarket aisles and before hitting the checkout, put stuff back ? Do you cringe every time you see the electricity bill ? Are you living within or beyond your means ? Did you "have it all" and lost it through divorce or illness as my brother and sister in law may look at happening to them but then perhaps you're ok with that as you no longer have various stresses and strains associated with that situation Or are you a person that lives for the now, or even better, fucked it all off, bought a yacht and a dog and is currently sailing the Seven Seas living the dream, because life is too short ? Do you worry about your future or do you believe that it will inevitably, take care of itself ? Thanks in advance for your thoughts

Comments

  • RHP

    RHP User

    9 years ago

    Well one of them... Life is a gift,unwrap it every day.

  • RHP

    RHP User

    9 years ago

    Couch.....with a bourbon as I contemplate the next step in the car detail I'm doing. Future..... A large double quarter pounder meal from maccas that oozes it's sexy juices down my hairy face like a fat fondue in a heavenly garden while gym junkies look on in disgust as I'll go eat it in the local 24 hr gym just to see if I can make someone either jealous, or spew lol :p - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    But my heart is young. I have never really planned for anything in my life,I am a complete opportunist.I have been single for over thirty years and I believe that I am certainly not suited to coupledom.I have travelled,much of it paid for by organisations or businesses I was working for..I have lived in two states and one other country and four Buddhist centres including managing one in the Santa Cruz Mountains in California. I have been a single parent all of my daughter's life,she is thirty -two on Thursday and was born on Friday the 😃..thirteen of course is my lucky number. Nine years ago she and I bought a house together,she no longer lives here but I now have a fantastic housemate,we have elevated conversations,😃different views quite often but I learn a lot from him.He also has seven birds that he loves dearly and they love him back. I have three dogs,all rescue dogs that are indeed my fur babies.😚 I work part-time as a teacher aide with twelve to fourteen year olds who have learning disabilities. I love teenagers they amuse me greatly and hopefully I amuse and inspire them too. Recently I had a wake up call re my health and now want to live for another twenty years.What will that life look like..Not too different from what it is now I hope..great topic Mooche xx Q

  • Katkat

    Katkat

    9 years ago

    Life is just like a wheel one day you are in top of the world, next day you could be in a ditch but try to look at things differently you are alive & well no sickness money & house is an object can always be replaced. But the most important is your loved ones & friends to be there for you. There are other ways of getting $$$ on the side if you think & do research. Unfortunately no one can tell what will happen into the future due to GFC & technology these days. - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    In your words, I bought into the bullshit dream too.I'm a lot older than you and back in my day it all seemed achievable but so much has changed in society in such a relatively short space of time that even working hard, doing unpaid overtime to deliver rapid solutions for customers, working 2 jobs at once and trying to do everything right rarely makes your dreams come true.Not much has worked out the way I hoped/planned at all.At least I've never been unemployed but after more than 40 years of constant full time employment I thought I'd have more to show for it.Day to day living seems to get tougher and tougher.....we're all working longer hours than ever but most aren't being paid what they're worth and like me, many seem to constantly work unpaid overtime.It all leaves less time for relaxation and socialising resulting in people being stressed and impatient. When I left school in the 70's, we did apprenticeships.That was my first mistake but it's taken me many years to realise that.I now think I should have gone to uni but then you hear what others who've been to uni say and maybe that's not the answer either.Like many of my friends, I'll be working full time out of necessity as long as the brain and body will allow, probably until I'm well into my 70's which is what the government seems to want us all to do anyway as they don't want us to have pensions.I'm sure I'm more fortunate in some ways than many others though.Ah, ya just gotta love the lessons life teaches us.And from all the "life" questions I get asked by those much younger than myself, I'm glad my life experiences, good or bad, can be drawn upon to provide help and answers to others.

  • RHP

    RHP User

    9 years ago

    love your latest pic, it's one of the best I've ever seen on this site.Good for you!

  • RHP

    RHP User

    9 years ago

    Your right about keeping that 3 grand put aside for emergencies. 4 weeks ago, I unexpectedly had to delve into that and spend it all on necessary expenses. Since then, I've hurriedly replaced nearly all of it...I feel much better having that safety buffer there.Do I worry about the future? No, I try not to. But I do think about it and I'm quite aware that the job I'm doing is not something that I still want to be doing in 10 years or less, even.My conundrum is that old one...what to do next?At the same time, now I want to enjoy life more than I have...see more of the world. These dreams don't come cheaply.It's a balance to find, I guess...and one old adage that is still proving true to me is that a willingness to work hard won't do me wrong. Only, my body will disagree with that eventually. That's encouraged me to look after it more than I used too, and this year I've started to explore another way to make money. Legally, of course.

  • RHP

    RHP User

    9 years ago

    Thanks for sharing. Life throws us curves balls and we're often not prepared for what's to come. I think my generation was the last to live in the - you'll buy a house, get married, have kids, have a career, have it all dream. My life hasn't gone exactly "to plan" living beyond our means, two difficult pregnancies and kids with multiple medical issues, parentals disabled and passing before retirement age. I've been out of the workforce for over nine years now. Prior to that I had a very well paying government job. My idea was always to either go back to something similar or study in another field to get an alternative high paying job. But my health, my children's health and my parents health have put everything on the back burner. I'm not in a position at the moment to work full time because I can't be reliable. Our medical bills are through the roof and our once easy life has become difficult financially. Our debt is higher, our income lower and our outgoings far more. My idea of the life I would have when I was young is long gone. Some of it hurts to think about. But - there are many positives I can find when things feel like they can't get any worse. And that's the fact that I know myself more now than ever. I know we need money but it can't buy happiness. I know that my kids come before everything. I know that life is short and the people around me are far too valuable to ignore. I know that I don't care what the next door neighbour has. Great for them. I think loosing so many people, loosing financial freedom and loosing some health suck! But it also put everything into perspective to me. Once I crawled out of the big black hole I was in I looked at my life through different eyes. I'd love the finer things in life, the ability to work full time in a field I love, the ability to buy whatever I wanted, travel etc. but I'm thankful for what we have now - it was never enough before. I've moved the goal posts. I'm trying to work out a new dream. My old one is long gone and I'm good with that. I can only do what's in my control. The things I've learnt from hitting rock bottom are worth far more than my old dream. I spent years being someone I thought I should be rather than who I am. I'm finding myself more every day. I'm learning that I'm made of stronger stuff than I ever thought possible. That life is a beautiful gift. Every day is a new day and that's exciting and full of possibility. Some more money definitely wouldn't go astray though 😉

  • RHP

    RHP User

    9 years ago

    Quoting 'ilovelaughter' love your latest pic, it's one of the best I've ever seen on this site.Good for you! One of the most attractively plated meals I've seen! Now the answer is Yes, I do worry about the future and it depresses me. But thankfully not all the time.I am geting old and as a man who judges his self worth by his physical prowess I am finding my physical deteriotion hard to accept. I am a farmer and due to two very bad seasons in a row now have a million dollars debt, ( so this year I am living off the bank ) and if this season fails I will be forced to change proffessions. And I have just this year found I have prostate cancer and at present recovering from prostate removal and lookinfg at further treatment. So with this happening personally and with the world political difficulties and the threat of climate change looming I sometimes feel very depressed. Now this may seem like a tale of woe but there are positives. Generally I can live in the moment and enjoy what I am presently doing whether it be work, any one of my hobbies, wasting time on rhp, or being involved with my family which includes 6 grandsons under 10. And my curiosity about the world around me provides much stimulation and pleasure and awe. And the amount of love and concern that has come my way because of the cancer is very humbling and life afffirming. And I see the difference positive people make with the way they approach and enjoy life and think we all would be happier and the world would be a better place if we can try and live for the moment, and rise above the whinging negative view of the world that is so easy to get sucked into. Fuck that was heavy and serious, better go and read the "confucious says" thread.

  • RHP

    RHP User

    9 years ago

    for all the beautiful and honest posts so far I shared my little tidbits just to get the thread going, ( a darling poster PM me this morning to ask me if I was ok I am fine, thank you) but I was trying to set the scene for my reflective thinking When I went to bed on Friday night, I was listening to some music and the song "These days" by Powderfinger came on and of course the lines resonated "This life well its slipping right through my handsThese days, turned out nothing out like I had planned" Hence the thread Again thankyou to all who have posted so far. They are brave , touching and meaningful posts .I'm not one to usually single anyone out as we all have our crosses, but a mention to Lovman. Stay strong in your health battle x

  • RHP

    RHP User

    9 years ago

    Hi Mooche, It is a rough patch for you and Australia for sure. I have a lot of older friends who are in their 40's and a few of them have also experienced difficulties in getting work. On on average they say it will take around 6 mths for an older person to find work in the current climate. My friends husband who does not have any qualifications has not worked full time for the past 2-3 years and now at 45 may never find something full time? It's a tough market and employers are very specific in the skill sets and experience that they want and are prepared to wait for the "right" person to come along. That sucks about the probabation possibly not working out, but try not to take it personally. I think some employers have unrealistic expectations or want people who will fit in with their dynamics which doesn't mean you aren't good at what you do! I don't think you get any payouts though if you don't make probabation? As for having $3k on hand, that would pay for my mortgage and bills for one month only. I have a substantial buffer in case of emergencies and wouldn't feel uncomfortable with that getting below the $20k mark. Good luck Mooche. I am sure that things will turn around for you soon and how fantastic that you have land in Sydney! I am sorry to hear about your brother, it is very sad. Wish him and the family luck. CD

  • RHP

    RHP User

    9 years ago

    I also know of people who have been made redundant over the last few years that are very experienced in their fields and were management level who have had to take substantial pay cuts to get back into the work force :(

  • RHP

    RHP User

    9 years ago

    I only recently got income protection through my superannuation which only covers you for ill health though. Something I had never had before nor do lots of my friends I don't think.

  • RHP

    RHP User

    9 years ago

    Quoting 'CandyDelicious' I only recently got income protection through my superannuation which only covers you for ill health though. Something I had never had before nor do lots of my friends I don't think. very necessary these days as we just never know what's going to happen to us health wise.And Mooche, the song you referred to also reminded me of another one that I've thought of many times over the decades when things "turned out nothing out like I had planned"To quote the fabulous John Lennon:"Nobody told me there'd be days like these" Especially the day back in the 80s when a shop I worked in caught on fire, we were saying "Nobody told US there'd be days like these" After reading everyone's comments, seems most of us are wary and wondering what the hell is going to happen to us and our beautiful country in the future.

  • Tall74nHard9

    Tall74nHard9

    9 years ago

    Life is tough, then comes death ? Or something like that.As a number have made mention in their postings, I too, have not had the dream fully realized. I believe that unless you were born with the proverbial silver spoon, that most of us are destined not to have a smooth experience in life. I can relate quite well to the OP, as well as a number of you who have posted so far, but I'm still not where I would have seen myself at this point in life. I'm trying to get ahead as best as I can at this stage of life, but I have to admit that it does not look overly well for the period ahead. My living expenses outweigh what I get in, but it certainly has nothing to do with any sort of extravagant lifestyle. Living expenses just keep getting higher, and the income doesn't come anywhere near keeping up. Where to from here ? I keep on hoping for a good lotto win , but realistically I just hope that I can keep the mental fortitude to find ways to keep myself afloat (barely), and to continue to enjoy the happiness of being with family and good friends. Goes a long way. May we all be able to find and keep the enjoyment of having good family ties (even if only part of the family) and good friends. Tall

  • RHP

    RHP User

    9 years ago

    ...some thing I note when I look back to myself from my mid twenties to mid thirties is that, despite having a higher income than I did then, I have more far more insurance policies, license and registration fees, regular bills for services and so on.Health insurance, Income, House, Contents, Mortgage, Motorbikes, Life even.Insurance companies are making an easy dollar off my fears. When did I become so afraid? Or did they tell me to be?

  • RHP

    RHP User

    9 years ago

    Yes you can have your imcome protection insurance paid from those funds. For those who weren't aware. Im ok and going to be ok. I'm looking after me and not relying on any permanent work in the public or private sectors. Personally, I think the global economy is heading for one big meltdown. There will be more unrest to come. The cost of living here in Australia needs to come in line with the current wage climate. However, the majority of our spend heads overseas. We dont manufacturer here any more and seems most of our primary producers are owned by overseas investers. Yep, we're fucked. - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    Eight years ago I moved to Oz with my partner and son. It was like a dream...... happy family, new life in Perth, plenty of money. Then it ended, my ex went off with someone else and I had to find full time employment to keep a roof over our heads. Try finding a full time job when you are over 50 with no qualifications. Money was tight. I didnt eat but my son did, I lost so much weight my friends had a word with me. My parents helped out a lot, I would not have managed without them. I dreaded bills coming in. This isnt a tale of woe It is a tale of how strong you become in difficult times. Things change...I now have a great job and lots of happy times with my friends, life is good again. Im not going to worry about the future because Ive learned that we cant control it. Live life in the now, and be thankful we are still here. Another thing......always treasure your friends. (Yes, some days I was in despair. But I KNEW things would eventually change. I no longer place too much value on material things.) xx

  • RHP

    RHP User

    9 years ago

    Money is the be all end all I learnt that back in '82.Watching my father struggle for an income and reading the "jobs wanted" section in the newspaper taught me money is basically everything. So I observed what was shit in life and tried my best to avoid that shit. On the whole I have been very successful, got a job that would always provide an income and strived towards monetary success. Best life plan ever, I have had a wildly happy stable and adventurous life because of my early found respect for money. I have been dirt poor roaming public parks for loose change, shop lifting food and living in a car, I never once questioned my fate. . My only life choice that was not based on money was my life partner, intuition combined with a solid moral compass has enabled a wonderful life long partnership to continue. Any disagreement we have had as a couple has been insignificant when it comes to monetary issues. Oh I'm very traditional, when Mrs S says we need more money I work harder, I have on many occasions worked 20,30 days in a row just to make sure that we can pay the bills and also have enough for a 2 or 3 month international holiday with the children. My loathing for the ordinary has been the only motivation I need. I don't rent, have nice clothes and eat well. My children are healthy (privately ) educated and happy. I could die tomorrow a very happy man, I have lived a true, thoughtful and engaging life.

  • RHP

    RHP User

    9 years ago

    ...has been your basic train wreck for the last few years and those who I am close to have often wondered that I've managed to hang in there. This song has played often through my mind and seems to help... I've been out walking, for hours I got something on my mind How did we get here? Where are we going? Why is life so hard I read the stories, see the photographs World's a crazy space Got to hold on to my dreams There's just no other place There's just no other place I believe...we can change anything I believe...we can rise above it I believe...there's a reason for everything I believe in my dream. I've seen the shadows, of the living I've seen them turn and walk away And I keep searching, for the right words To send these thoughts away There's a picture, I like to look at A picture of a beautiful face And I see something, in her eyes Sends me to a better place Sends me to a better place I believe...we can change anything I believe...we can rise above it I believe...there's a reason for everything I believe in my dream. My dreams are still there and just 'ain't nothin' or nobody gonna steal 'em! Best....

  • RHP

    RHP User

    9 years ago

    I agree insurances are way over the top these days. I believe that you automatically get death insurance with your super but recently I looked into it and decided to get rid of the death insurance - I have no dependents at this stage anyway so you way for something I will never benefit from - and instead I now only pay for disability insurance and income protection insurance - you are paying for peace of mind I guess.

  • RHP

    RHP User

    9 years ago

    But I know that life rarely goes as planned/hoped. We can only do the best with the situation at the time. Flying solo has advantages regarding independance and flexibility, but you also may miss out on support at times, and perhaps shared expenses. As for my employment situation, in my industry you will get work, as long as you have a high bullsh*t tolerance for working conditions and/or pay. There's been quiet times when I've been scratching the bottom of my spare coins bucket for fuel money, and other times with quite a bit in the "rainy day" account. Lucky for me now, I actually have a choice of employers who all could use me if I asked (even though I'd only return to some if I was really desperate), so I'm far from living paycheck to paycheck like many, and am now dealing with being overworked at times. But larger savings still elude me for now. My only concern is not being able to live up to certain people's expections that I'm supposed to be in a better financial position at my age. I tell them to start telling that to the homeless, and then work their way up to telling it to me.

  • Grouse33

    Grouse33

    9 years ago

    1) mmm brownies 2) I should appreciate how lucky I've been. When I was young my father used to change careers regularly, and move us to new houses and schools as part of it. We did okay financially. But then he got sick and died and we had to turn to the welfare safety net. My mother had to return to shift work in nursing to support us. This all gave me a genuine, visceral horror of being financially insecure. I remember a careers day in high school when all the students were asked to identify if money or happiness would be their motivation in the workforce. I was the only one who chose money. After a few dead end jobs and incomplete stints at uni, I set my sights on the most stable career I could find, attained it, and have essentially been with the same employer for almost a quarter of a century. 3) The notion that you should do a job which makes you happy is a pernicious lie. The only people, in my experience, who say things like this (or that money isn't important) are those that have access to wealth from their family. Jobs are awful and alienating, an incessant, unfair drudge in which we waste large portions of our life. You can (and should) extract enough meaning, challenge and reward from work to make it less unbearable, but let's not kid ourselves; an economic system which coerces us into sitting at a desk staring at screens when we could be hugging our kids, or lying in the grass looking at a sunny sky is ripping us off. 4) I would describe my family background as working class, but the trajectory of my adult life has been solidly middle class. Being able to seem clever, and doggedly clinging on to my career made me socially mobile. It was not especially hard work or talent that enabled this, just luck and a little nous. 5) As a middle aged middle class man, I'm going through another rite of passage: separation, property settlement and child support. I'm not complaining for a nanosecond about any of this. I made my bed, I will lie in it. But it has raised the dread of financial insecurity for me again, which has sometimes strained what has been a pretty good post relationship relationship with my ex. 6) I have a house to live in. I can't afford to pay any of the loan principal off, and to cover the interest I've had to establish a middle aged share house with me as the live in landlord. Ive only been in this arrangement for a week, but early indications are that it's going to be fucking terrible. I'm waiting on a decision from the bank which will determine whether I can afford to keep the house, which has made me pretty emotional at times. 7) I worry for my kids. I could afford to fuck up for substantial periods of my life. I'm privileged. But both my kids have issues which have made education hard. I don't know whether they will get the luxury of pissfarting around like I did. 8) re: the government not being decided. Same shit, different shovel. The differences between the major parties are not enough to think that there would have been any real discontinuity in the operation of government. As I write this, it's clear that we've been doomed to three more years of coalition rule. But it's not the end of the world. 9) Despite all this, I wouldn't be dead for quids. Would you? - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    Quoting 'inspirit' Yes you can have your imcome protection insurance paid from those funds. Personally, I think the global economy is heading for one big meltdown. Nice post, Inspirit...that said just a couple of comments from the peanut gallery? First, whilst there are some advantages to the ownership of life, income protection and TPD within super ranging from tax deductibility to ease of non-medically assessed coverage, there are any number of pitfalls and disadvantages too numerous to detail. There are similar tax advantages to ownership outside of super and perhaps more so if your fund is an SMSF rather than employer sponsored. Too, the trustee of the fund can become a real PITA should these benefits need to be paid out and be sure to review your binding and/or non-binding death benefits on a regular basis. TPD too looks rather useless on the surface but if you pull the rubber band tight enough, can extend to cover severe depression in some cases and offers a lump sum pay-out that is usually quite tidy. Get someone who is qualified to help you sort it out... I work for food and sex which is why I gave up the corporate gig that only paid me money for sorting stuff like this our for folks. About global meltdown...the burner is glowing bright red with a blue flame tip, it's just a matter of time and there are already a fair few investors retreating to commodities like gold, oil and silver to avoid the crash. I'm also fond of having a bit stashed in lead and gunpowder as the need for that as a way to protect assets may not be totally out of the question! Be well..... PS... we will be fucked but that can have a truly pleasureable upside too!

  • RHP

    RHP User

    9 years ago

    I have indeed been fortunate from my teen years to my late twenties I worked firstly in a library,the Atheneum and then in bookshops for fourteen years. Then a major career change.developing services mainly in employment and the arts for people with a disability ,living and managing a Buddhist centre in the mix too Now I have a small job...a teachers aid .. Every one of my jobs I have felt passionate about,if the environment was toxic I left. I suppose I am a grasshopper ..sometimes I have been really poor..Homeless once.slept on a friends couch. I hope your life goes the way you want it to. Money is only important if you don't have enough. And who is to say what is enough Q

  • RHP

    RHP User

    9 years ago

    I like the way you framed your original post, Mooche ... "I bought into the" We need a sense of security to stay sane. People don't do well in environments of total fluidity. At the same time, there is no actual security. Anything can happen at any time ... it usually doesn't, but it can. I reckon it's a parental-like blessing to suggest to someone 'that it's all going to be alright', and while kids need to feel safe and move forwards, the reality is, nothings ever certain. The universe doesn't owe us any favours, and while society provides a framework of predictability for us to live within, it is also no guarantee. Do I worry about my future? Yep, every day, but not in a neurotic fashion ... more like a "Okay, so I've got to do this, and this, and this today to keep myself fed, and move forwards in my life goals." Every day is a chance to make y/our life better than it was yesterday. What's not to love about that?

  • Lovinit28andKC72

    Lovinit28andKC72

    9 years ago

    Do I worry about the future, yes sometimes. I love the song - Baz Luhrmann sunscreen song, this one of my favorite quotes "Don't worry about the future, or worry, but know that worrying is as effective as trying to solve an algebra equation by chewing Bubble gum. The real troubles in your life are apt to be things that never crossed your worried mind, the kind that blindsides you at 4pm on some idle Tuesday. On a personal level, the last 12 months has been extremely stressful, much sadness and emotionally draining, but I still consider myself pretty lucky. I have a job that I love, children that are healthy and I've found love. Nothing in life is guaranteed, only death and taxes, so i try not to stress about what the future holds. If I was to put my worries in a circle with everyone else's worries, I'd be grabbing mine back out.💋

  • sweetgem

    sweetgem

    9 years ago

    Thank you for sharing your story Mooche, life is tough and everyone is going through something that is tough and challenging to them! Am I worried about my future, given that I have been away from the workforce for four years because of my current home situation?......No I don't. I used to be, at the beginning of my current journey, because I had always worked full time and earned my own living with my own two hands since I was 18 years old! However, 1) after having lost two good friends (a 35 and a 42) to cancer in the past 18 months; 2) witnessing my mother gets taken away by her illness on daily basis; and 3) I got diagnosed with two critical medical conditions, which are all genetic; my outlook of life changed in 180°C! What's there to stress about when it's life or death that is only a choice?! Stress, especially mental stress, can significantly affect one's health and without health, I see no point and no chance for living on! Therefore, I have made my choice to be happy and smiling in all situations, and do not care about what future will hold for me as long as I take good care of myself in the present time because, to me, health keeps life spinning and as long as I am still healthy mentally and physically, I can always find a way to make a good living again when the time comes 😊 - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    This is a very relevant post at this time in my life. I apologise in advance for the rambling nature of what's to come. To cut a long story short, I was with my ex-husband for 15 years before I left him 3 years ago. In that time I accomplished a Uni degree and had 2 kids. I also got him all his jobs. We rented off his parents the whole time. God forbid we took the risk of getting our own mortgage! I also wanted a boob job ('How could I be so selfish in spending money on boob job when we still rent?!' - his words obviously). I've always been a risk taker and a glass half full person. we were polar opposites, I just hadn't seen it before. I took the plunge and left him. Fast forward 3 years, and guess what? On my OWN, I got the boob job AND just settled on a block of land that I'm going to build a house on for my children...all while he stills rents one of his parents houses. Im not dissing him, he's a great dad and decent person but just scared of doing anything. I won't lie, it's been a hard slog. I lived with my parents for 14 months straight after the separation and am currently renting till my house is built. I just happened to get an amazing job last year that's allowed me too progress to where I am now. Before that..well. I was living week to week. I even cleaned my parents house for $50 a week to put on the kids (second hand) Xbox as their Xmas present 2 years past. I was working part time in a well respected professional job but it wasn't enough. I started 2 network marketing business which got me through till this job showed up. My point is this: don't settle and don't accept what you don't want to continue. I didn't accept being bare ass poor. I didn't accept not being able to buy my kids icecream while everyone else had one. I didn't accept not been being able to afford a Christmas tree. I literally spoke the words to the universe, 'I don't accept this and I refuse to live like this'. I started my at-home businesses that December of the shitty poor Christmas. And then they rolled into this job. Now however, is the next challenge. There will be reduncies In my industry over the next 2 years and im building a house as a single woman. Uh oh. The thought of how I used to live has scarred me. I hate relying on ppl. So before these reduncies occur I'm already looking for a new career path, I'm researching the share market, looking into my super contributions. I will be fucking damned if I end up like my parents on the pension, dependent on a government entity for survival when they should be enjoying their retirement. I'm sorry this went for so long (quite cathartic though 😂) but I truly believe life is what you make it. Abd knowing what you don't want is almost more important than knowing what you do want. Am I scared if the future?....not really because things always have a way of working out. I know I'm capable, smart and resourceful and If all else fails I'll sell the block and go back to doing sex toy parties 😂😂 - Posted from rhpmobile

  • RHP

    RHP User

    9 years ago

    When things go wrong, as they sometimes will, When the road you're trudging seems all uphill, When the funds are low and the debts are high, And you want to smile, but you have to sigh, When care is pressing you down a bit, Rest if you must, but don't you quit. Life is queer with its twists and turns, As every one of us sometimes learns, And many a fellow turns about, When he might have won had he stuck it out; Don't give up though the pace seems slow - You may succeed with another blow. Often the goal is nearer than, It seems to a faint and faltering man, Often the struggler has given up, When he might have captured the victor's cup, And he learned too late when the night came down, How close he was to the golden crown. Success is failure turned inside out - The silver tint in the clouds of doubt, And you never can tell how close you are, It might be near when it seems afar, So stick to the fight when you're hardest hit - It's when things seem worst that you must not quit.

  • RHP

    RHP User

    9 years ago

    Thank you for sharing your story, I understand you are not looking for sympathy but sharing bits to give us an idea. Hugs I don't think I've ever worried about my future too much because of being too caught up the effect of the past on my present. Certain concerns have started to raise their head more lately as a lifetimes neglect of my health continues to take it's toll. My mortality and quality of life has become a worry with my ex from over 25 years ago having passed in the last 2 years (cancer related). I have learned in the last few months that my birth mother has been in an aged care home for over 20 years, I would have been born in her early twenties. :-( Which leads to the fact that the aged care system and the health care system are under serious threat. I have no faith in the Government and they aren't doing anything to build it up in the last few years. I worry for the future of my kids, and their kids too. Certain Gov decisions over the last 3 years (health and employment) has seen them have to give up high hopes that were in fruition. Yeah, I probably worry a lot more but that'll do as the basis of it. ;-) Peachy

  • RHP

    RHP User

    9 years ago

    This is a copy of a letter my Mum had published in her local newspaper yesterday. My daughter who's in NZ right now helped her compose it. This is the post I tried to make yesterday....I’m 94 years old and have lived a long and full life. If I’m unable to socialise and have some quality of life I don’t want to be here.Would the anti-euthanasia group like me to live for maybe years in a bed, too tired and too old to enjoy life?Or would they prefer me to try and commit suicide on my own and maybe make a botch of it. Or die with my family holding my hand and kind doctor giving me an injection.. Am I not allowed a choice?